Beyond the Bank Loan: Modern Financing for Law Firms

Upcoming live webinar • August 6 • 20-minute session

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In an industry not known for transparency, Capital Financing sets the standard as a national company working with law firms in over 30 states.  They are revolutionizing the way law firms seek financing for their clients and their law firms case costs needs.

✓ Clients keep more at settlement ✓ No compounding interest to negotiate down ✓ Nothing owed if the case loses

The Fix for Pre-Settlement Funding’s Biggest Problem

Since 2010, Capital Financing has been at the forefront of innovation in the personal injury industry, transforming how plaintiffs and law firms access capital.

Capital Financing revolutionized the pre-settlement funding industry in 2010 by introducing one of the first consumer-friendly funding models that eliminated compounding fees and capped charges after 12 months. At a time when many funding companies allowed balances to grow to 300%–400% of the original advance, Capital Financing challenged the status quo with a transparent, fair approach that helped protect plaintiffs while making settlements easier for law firms to resolve. Their model raised the standard for the industry and influenced competitors to adopt more consumer-focused practices.

Building on that success, Capital Financing introduced its groundbreaking Case Expense Financing program in 2022, reimagining how law firms fund litigation costs. Rather than relying on a traditional approach of using an operating account or bank lines of credit that require personal guarantees, or tying up firm capital, Capital Financing provides a non-recourse solution that invests directly in cases not a LOC to the law firm.

Their flexible program allows firms to:

  • Properly invest in litigation case expenses by providing unlimited capital
  • Prevent cash flow issues commonly experienced by law firms
  • Pay litigation vendors directly or reimburse the firm for expenses already incurred freeing up capital to invest back into the firm.
  • Reduce risk if there is an unforeseen outcome

In today’s litigation environment, where cases require greater investment and longer timelines, Capital Financing equips law firms with the capital needed to maximize case value. By eliminating financial constraints, firms can litigate strategically, compete effectively against insurance carriers, and secure the best outcomes for their clients.

Join us to learn how Capital Financing’s innovative funding solutions are changing the economics of how a plaintiff law firm is run like a business and not like a law firm.

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    Meet Dr. Howie Golden

    Dr. Howie Golden is the CEO/Managing Partner of Capital Financing, an Atlanta, GA–based company specializing in Plaintiff and Case Expense Financing for those injured in work-related or personal injury incidents. Founded in 2010, Capital Financing has grown into a respected financing company serving law firms and their clients nationwide.

    Capital Financing provides help for plaintiffs seeking a pre-settlement advance, with a unique model of protection that caps fees rather than allowing the borrower to owe more at settlement time. That plaintiff-first standard has earned the company a loyal following of law firms who feel comfortable referring their clients.

    Dr. Golden believes every plaintiff should be educated before making a decision that can impact their future settlement, whether that means consulting on fees, reviewing contract terms, or simply answering every question honestly. Through Capital Financing’s Case Expense Financing program, he’s also changed the way firms nationwide think about covering pre-litigation and litigation case costs.

    Founded 2010 • Atlanta, GA • Serving firms nationwide • Non-recourse advances

    Howie-portraitHowie-portrait

    August 6, 12:00pm – 12:20pm ET Live Webinar + Q&A

    Register Today

    In just 20 minutes, get an honest, behind-the-scenes look at how pre-settlement funding actually works,  how capped, terminating fees protect your clients’ settlements, and how Case Expense Financing protects your firm,  then ask Dr. Golden anything in a live Q&A.

    • Platform: Zoom Webinars
    • Cost: Free
    • Registration: Open
    • Registration Ends: 8/6/26

    Can’t make it live? Register anyway and we’ll send you the on-demand replay.

    Register Today

    What You'll Walk Away With

    This isn’t a webinar full of theory you’ll forget by Friday. In 20 minutes, you’ll get practical insight you can use with your very next client:

    • How capped, terminating fees actually work — a real walkthrough of Capital Financing’s 12-month fee termination* and fee cap, and what they mean for your client’s final settlement check
    • The questions every plaintiff should ask — how to vet a funding company before you refer a client: the fee structures, contract terms, and red flags plaintiffs are too often too quick to accept
    • How to stop being the bank — Capital Financing’s two Case Expense Financing models (pay vendors directly, or reimburse capital your firm already spent), non-recourse, with nothing owed until the case resolves — plus a live Q&A with Dr. Golden

    "Stop Being the Bank. Start Focusing on Being a Lawyer."

    Contingency firms shouldn’t have to front every dollar of case costs from an operating account or line of credit. In the session, Dr. Golden explains how firms fund expert fees, medical records, depositions, and life care plans — with no personal guarantees, no credit checks, and no repayment if the case loses.

    No Games. Full Transparency. No Surprises.

    When you work with a company that terminates fees in 12 months,* your client knows what they owe from day one. Here’s how Capital Financing compares to typical pre-settlement funders — and what Dr. Golden will break down live in the session.

    Feature Capital Financing Typical Funders
    Only 3 fee increases* Yes No
    No compounding interest Yes No
    No hidden fees Yes No
    Transparent contract of all fees Yes No

    *Certain cases do not apply.

    Trusted by Firms — and the Clients They Refer

    From attorneys

    “Dr. Golden and his team at Capital Financing are our go-to providers for pre-settlement funding. Of all the companies in this industry, they are the most reliable, straight-forward, and fair. Simply put, they are the best in the business!” — Attorney Hollie McManus, The Hawk Firm, Augusta, GA

    “The case you helped fund just settled for over $1M, more than 4x the ‘final’ offer on the table when we took over. Your case funding allowed us to hire the experts and take the depositions necessary — without liquidating our personal savings.” — Attorney Denis Delja, Delja & Delja, San Francisco

    “We have been working with Dr. Howie Golden and his team for years. In addition to the Pre-Settlement Funding Program, we have taken advantage of the Case Expense Funding Program. It allows us to invest in our clients while giving us more financial freedom.” — Attorneys Edward & Gabrielle Molinary, Molinary Law Firm, Lebanon, GA

    From plaintiffs

    “This company REALLY helped my family in a time of need, as I’m waiting for my claim to be completed. The fees are also really low. Thanks so much and I will recommend this service to anyone in their time of need.” — Shequita Samuel, Google Reviewer

    “After one of the worst years of my life which included getting hit by a drunk driver, it was truly a pleasure to work with Capital Financing! They saw my need and had my problem taken care of in 24 hours!” — Renita Dillon, Google Reviewer

    “I was referred to Capital Financing via my attorney. Capital Financing worked quickly with my attorney to approve and distribute funds in a day. If needed, I would use them again.” — Laureen Johnson, Google Reviewer

    Twenty minutes now could protect your client's entire settlement.

    Thursday, August 6 • 12:00 PM ET

    Don’t miss the conversation. Save your seat for the live session — and get the replay even if you can’t attend.

    REGISTER FOR THE WEBINAR